Oxford Benefit Management is really a division of Oxford Wellness Programs. The objective of OBM would be to offer one-stop shopping for brokers, employers, and members of current Oxford well being options. Through OBM, participants can select and manage advantage packages including dental and vision ideas, wellness low cost programs, worker assistance systems, and life insurance policy to add to current well being benefit offers. For employers, this support is particularly useful because it cuts down on administrative labor hrs for human resource departments and human resource staff. By means of the OBM portal, employers can pick specialty rewards from numerous vendors underneath agreement or in any other case connected with Oxford or UnitedHealthGroup.
Oxford Wellness Ideas, the father or mother business of Oxford Advantage Management, is owned by UnitedHealth Group, one of the largest providers of insurance policy and healthcare protection within the United states. As this kind of, by way of OBM, employers and insurance coverage brokers are able to add on specialty protection selections offered from UnitedHealth Group vendors and providers. Some of the protection alternatives contain:
1. Unimerica Workplace Rewards. Underwriters for Unimerica advantages have all been rated A to A+ by A.M. Very best or Regular and Poor’s. These specialty Oxford wellness program solutions consist of daily life insurance plan policies for employers to offer you workers, too as other solutions.
two. Optum Health. When an employer needs worker assistance programs, Optum Health provides solutions, referrals, and educational assets both online and off. Whether or not staff need to have sources and assistance for problems relative to their youngsters, caring for elderly dad and mom, or dealing having a continual health problem, OBM members can entry the services provided by way of Oxford Health Plans’ association with Optum Wellness.
three. UnitedHealthCare Vision and Dental ideas. Participants in Oxford Wellness Plans’ OBM system give employers and brokers with access to UnitedHealthCare Vision and UnitedHealthCare Dental strategies. These options supply personnel and participants with 100% coverage of preventative dental treatment as well as other dental benefits. Similarly, vision treatment is covered via UnitedHealthCare vendors for instance Sam’s Club, Sterling Optical, and other national vision care companies.
4. UnitedHealth Allies. Discount rates on LASIK techniques, bodyweight control, gyms, cosmetic dentistry, and many other services not covered under conventional wellness insurance plan options are supplied to OBM members by way of UnitedHealth Allies. This specialty discount plan also attributes the capability to acquire reductions on over the counter medicines, vitamins, and other pharmaceutical supplies from the UnitedHealth Allies Market on line.
These extra programs, specialty coverage programs, and discount plans are intended to improve the services offered by Oxford Health Options, too as offer straightforward management of advantages to more lessen costs to employers and brokers.
If you need to have help in finding specific coverages at a pre-determined price, we can assist you preserve up to 50% in your health insurance plan.